CAT: Bank/Credit Card Company Imposter · REPORTED September 14, 2026

Chime impostor scam

A bank/credit card company imposter scam report, targeting a consumer in Spokane, WA, USA - 99205 with a reported loss of $466.

Narrative evidence

What happened

The person pretended to be from Chime fraud department. They said they were looking into some transactions on my account and were investigating so they could get me a refund. They told me to wait at least 36 hours to give them time to complete their investigation and get my money returned. And of course I fell for it, When I logged into my bank all my money was gone, Plus the little I had in savings. I'm on SS and I don't get that much to begin with and this is just devastating to me. They used the app Zelle-Netlify. I'm still fighting this dispute but they were so good that my bank has declined my dispute so far because they said they could find no errors in the transactions. But I will not give up.

Community warning

How to protect yourself from bank/credit card company imposter scams

  • Never send money, gift cards or crypto to anyone you have not independently verified.
  • Search the business name, website, email and phone number here before paying.
  • Be wary of urgency, secrecy, upfront fees and “too good to be true” prices.
  • If you have paid, contact your bank or card issuer immediately to dispute the charge.
  • Report to Action Fraud (UK), the FTC (US) or your national authority, and add your occurrence above.

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