CAT: Debt Collections · REPORTED September 15, 2026

Johnthan graves / Collection Services scam

A debt collections scam report, targeting a consumer in Spokane, WA, USA - 99212.

Narrative evidence

What happened

I received two calls on call i talks to a gal named Avery and she said that i owed 2000 dollars for a capital on card in 2024but i have had mine since 2023 and still in good standing and they said tha hsbc was collecting on it and i call both them and capital one and they didn't see anything of the sort. Then today i got a call from jonathan graves sayimg to get ahold of them and see the number on the called id. But i just ignored it.

Community warning

How to protect yourself from debt collections scams

  • Never send money, gift cards or crypto to anyone you have not independently verified.
  • Search the business name, website, email and phone number here before paying.
  • Be wary of urgency, secrecy, upfront fees and “too good to be true” prices.
  • If you have paid, contact your bank or card issuer immediately to dispute the charge.
  • Report to Action Fraud (UK), the FTC (US) or your national authority, and add your occurrence above.

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