CAT: Debt Collections · REPORTED March 14, 2017

Myles, Ryan and Associates or Mediation and Legal Support scam

A debt collections scam report, targeting a consumer in OH, USA - 45764 with a reported loss of $300.

Narrative evidence

What happened

I have been getting phone calls several times a day from these numbers in Oklahoma. I live in Ohio. I usually just ignore them, but today I finally answered. A lady who said her name was Shyanne Taylor told me she was calling from the law offices of Moss, Ryan and Associates about a payday loan that was taken out in my name and never paid back. She had the last two digits of my social security number, my birth date, and information about where I worked in 2009. She said that the debt had been referred to their office in 2014 and that they had been trying to contact me since. When I questioned what payday loan company it was and where it was located, all she would tell me is that the name of the company was Advance Pay LLC, and they were getting ready to file my case in Ohio to have me charged with a 5th degree felony because the loan company believes that I took this loan out with malicious intent and never intended to pay it back. I have no recollection of ever taking out a payday loan back in 2009, I didn't even have a checking account at that point. She did have the name of a prepaid debit card that I had in my name back at that time, but it is no longer in use. She stated that I had until Friday to pay $300 to get the court case pushed back and settle out of court, and that I could potentially make payment arrangements if I didn't have a criminal background already. When I looked up the name of the law office on google I cannot find any information about a law office with that name. When I questioned the lady I was talking to about that she got very irate and told me that if I thought it was a scam she would just go ahead and push the court case now and have Ohio issue a warrant for my arrest. I truly believe this is a scam. It is very unnerving that they have all of my information though. The bank information they have is for a Netspend card, and they had a data breach several years back so I am curious if that is where they got my personal information from.

Community warning

How to protect yourself from debt collections scams

  • Never send money, gift cards or crypto to anyone you have not independently verified.
  • Search the business name, website, email and phone number here before paying.
  • Be wary of urgency, secrecy, upfront fees and “too good to be true” prices.
  • If you have paid, contact your bank or card issuer immediately to dispute the charge.
  • Report to Action Fraud (UK), the FTC (US) or your national authority, and add your occurrence above.

Community comments (0)

Have you dealt with this business? Share what you know to help others.

  • No comments yet. Be the first to add context to this report.

More debt collections scams

View category

Seen something suspicious?

REPORT A SCAM

scam-i.uk

A free, public scam intelligence database. Search, browse and report fraud to protect others.

Disclaimer: scam-i.uk is an informational resource that aggregates and republishes user-submitted and publicly available scam reports. Reports reflect the personal experiences and opinions of the individuals who submitted them and have not been independently verified by scam-i.uk. Inclusion of a business, website, email address, phone number or individual in this database does not constitute an accusation, finding or determination of wrongdoing by scam-i.uk. Nothing on this site is legal, financial or professional advice. If you believe you are the victim of fraud, contact your bank, local police and the relevant national reporting body (e.g. Action Fraud in the UK or the FTC in the US). See our full Disclaimer, Terms of Service and Privacy Policy.

© 2026 scam-i.uk · All rights reserved