CAT: Debt Collections · REPORTED March 16, 2017

ProjectUplift Students scam

A debt collections scam report, targeting a consumer in OH, USA - 44134.

Narrative evidence

What happened

I received a text message informing me I was approved for student loan forgiveness and to contact a counselor with questions. I stupidly assumed it was FAFSA. I called the number provided and spoke with a counselor. He told me his full name and that he worked for Project Student Uplift, an organization in association with the Department of Education. Stupidly, I gave him my state, gross income, student loan balance, and household size information. He then told me an amount I qualified for in student loan reduction after a down payment or something. At this point, I finally wised up (not a moment too soon), realized it was not federally affiliated and ended the call.

Community warning

How to protect yourself from debt collections scams

  • Never send money, gift cards or crypto to anyone you have not independently verified.
  • Search the business name, website, email and phone number here before paying.
  • Be wary of urgency, secrecy, upfront fees and “too good to be true” prices.
  • If you have paid, contact your bank or card issuer immediately to dispute the charge.
  • Report to Action Fraud (UK), the FTC (US) or your national authority, and add your occurrence above.

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